MICROFINANCE INSTITUTION AS AN ALTERNATIVEOF MSMEs DEVELOPMENT PROJECT (Case Study on Gakin Bank Jember)
Abstract: Gakin
Bank is a
microfinance institution (MFI)
aims to reduce the
poverty rate in
Jember. The limited
employment opportunities had forced
the poor people to
build their own
informal business. However, the
difficulty in gaining
the capital loan
and the high level
of interest rate
offered by formal
banks were the
major obstacles for the poor to develop their business. Gakin Bank was builtresponding to
such condition. This
research aims to
analyze performance and capacity
building of Gakin
Bank. The analytical methods used are
descriptive analysis approach and
SWOT analysis. The data used
are primary data
from the interviews
and secondary data obtained
from various sources.
Results show that
MFI has an important role as the
micro financial institution in lending funds to the poor
people and also
for the empowerment
of Micro, Small,
and Medium Enterprises (MSMEs).
Keywords: Gakin
Bank, Microfinance Institutions,
MSMEs, Development
Penulis: Nadia Azalia Putri
Kode Jurnal: jpmanajemendd151601
