ANALISIS TINGKAT KESEHATAN BANK DENGAN METODE RGEC PADA PT. BANK TABUNGAN NEGARA (PERSERO) TBK
ABSTRACT: This study aimed to
analyze the health of PT. Bank Tabungan Negara (Persero) Tbk period 2013- 2015
RGEC method approach (Risk Profile, Good Corporate Governance, Earnings,
Capital). This research is quantitative descriptive method. The variables in
this study include Risk Profile using the ratio of Non Performing Loans (NPLs)
and loan to Deposite Ratio (LDR), GCG using Composite Rating GCG, Earnings use
ratios Return on Assers (ROA) and Net Interest Margin (NIM) and Last Capital
uses Adecuacy Capital ratio (CAR). The results showed Bank BTN predicate
healthy enough where banks are still quite capable of carrying out risk-based
banking management well, so they deserve to be trusted community. However, the
calculation of the proportion of non-performing loans NPL ratio is high which
causes the value of NPL ratio predicate less healthy so did the LDR is below
standard with the predicate less healthy.
KEYWORDS: The Health of Bank,
Methods RGEC
Penulis: Putu Ania Cahyani
Putri, A.A. Gede Suarjaya
Kode Jurnal: jpmanajemendd170143
