PELAKSANAAN PERJANJIAN KREDIT PEMILIKAN RUMAH (KPR) SEJAHTERA FASILITAS LIKUIDITAS PEMBIAYAAN PERUMAHAN (FLPP) DI PT BANK TABUNGAN NEGARA (PERSERO) CABANG PADANG
Abstract: Mortgage financing
(mortgage) Welfare Housing Finance Liquidity Facility (FLPP) is a financing
program to help low-income communities (MBR) to get credit for having a place
to stay that is simple, healthy and livable. FLPP Fund is a pooled fund
government to fund the executing bank lending remained throughout the credit
period. The formulation of the problem is: 1) How is the implementation of the
provision of mortgage (mortgage) FLPP prosperous conducted in the State Savings
Bank branch Padang? 2) The problem is that arising from the agreement
prosperous FLPP Home Loan? and 3) efforts made by the State Savings Bank in
overcoming the problems arising from the agreement sejatera FLPP Home Loan ?.
This type of research is the Law of Juridical Sociological research using
primary data in the form of direct interviews and secondary data sheet Housing
Loan application and data analysis technique is qualitative descriptive
analysis technique. Results of the study were 1) the existence of an agreement
between the applicant mortgage financing with PT BTN 2) bad debts become a
major issue 3) bank reviewing, monitoring and analysis with these loans.
Penulis: Rudi Syaputra, elyana
novira, yofiza media
Kode Jurnal: jphukumdd151413
