PELAKSANAAN PEMBAYARAN GANTI KERUGIAN DALAM ASURANSI KEBAKARAN DI PT ASURANSI UMUM BUMIPUTERA CABANG PADANG
Abstract: With premiums paid
by the insured in the fire insurance underwriter liability are damages due to
the fire. Problem 1). How is the payment of compensation in fire insurance in
PT. General Insurance Bumiputera Muda 1967 Padang branch 2). What are the
obstacles encountered in the payment of compensation in PT. General Insurance
Bumiputera Muda 1967 Padang branch. This type of research is a sociological
law, the main data is in the field of research and data collection techniques
are interviews and document research, data analysis was done by qualitative
method. Results of this research is 1). The calculation of the payment of
compensation in fire insurance is based on claims filed, the insurance company
to determine how losses incurred after it had calculated how much compensation
using the formula: the amount of coverage is divided by the value of the
building after depreciation is then multiplied by the amount of loss is
approved. 2). Obstacles encountered in the payment of compensation that is in
frequent disagreements between the insurer by the insured in the payment of
damages. If the compensation is 10 million then estimated through the central
office will membutukan long time. The dishonesty of the insured person did not
give a clear Opera- insured object.
Penulis: Hengky Sahputra Hengky
Sahputra
Kode Jurnal: jphukumdd160497
