PELAKSANAAN KLIRING DAN UPAYA PENANGGULANGI GAGAL KLIRING PADA BANK NAGARI CABANG UTAMA PADANG
Abstract: Definition of
interbank clearing slips is exchanges between banks, either on behalf of banks
and customers that results of calculations completed in a certain time.Clearing
is needed to accelerate the settlement of trade transactions that require equipment
asset transactions. In general clearing involves financial institutions that
have strong capital, known as the Central Ballast Partners. Bank Indonesia held
interbank clearing system known as the National Clearing System of Bank
Indonesia or known SKNBI. From the description above problems arise namely, 1)
How is the implementation of the clearing at Bank Nagari main branch Padang, 2)
Are the constraints encountered by the bank in carrying out clearing, 3) Are
the efforts undertaken by the bank in case of failure clearing Bank Nagari main
branch Padang, research method that I use is the juridical sociological namely
the approach to the law as a norm or rule and approach to the community in the
sense of seeing reality in society, data from the primary data and secondary
data by using data collection techniques through interviews and document
research, data analysis using a qualitative approach. From the results of this
research is that: 1) Implementation of clearing done by the bank Nagari main
branch of Padang there are two credit clearing and clearing debit 2) Obstacles
found by bank Nagari major branches of the field in carrying out clearing is
limited by time, the network is not strong, personnel did not go as well as the
network of Bank Indonesia itself, 3) efforts to tackle conducted by the bank is
through the outside starting clearing.
Penulis: Nose Lakanda
Kode Jurnal: jphukumdd160498