PELAKSANAAN ASURANSI JIWA SANTUNAN KREDIT ANDA (Ajisaka) PADA PT. BRINGIN LIFE SYARIAH PADANG SEBAGAI JAMINAN UTANG DALAM PERJANJIAN KREDIT
Abstract: In giving a credit,
a bank is not only asking the material but also life insurance bail, that work
together with insurance company, one of them is PT. BRIngin Life Syariah. The
research problems were: 1) How was the payment of Asuransi Jiwa Santunan Kredit
Anda (Ajisaka) premium with permanent JUP and the decrease of JUP in credit
pact of PT. BRIngin Life Syariah? 2) How was the type of compensation that
Ajisaka give with permanent JUP and The decrease of JUP when the debtor die?
The type of this research was sociological juridical, primary data was getting
in location and interview. Analysis the primary data was qualitative. The
result of the research were: 1) The payment of Ajisaka premi was done in the
beginning of credit bail, took from the credit amount that gave to endured or
debtor. The amount of premi settled by PT. BRIngin Life Syariah that
appropriate with rate premi and based on endured age, the period of insurance
and JUP.2) The type of compensation from Ajisaka consists of 2 (two) part:
Ajisaka with permanent JUP, the compensation was giving in the amount of beginning
debt, half of compensation used to paid the debt, the residue of compensation
was giving to heir, and Ajisaka with permanent JUP, the compensation that
giving was the credit residue.
Penulis: Debi Surya Indari
Debi Surya
Kode Jurnal: jphukumdd160505
