PENGARUH KONDISI MAKRO DAN MIKRO EKONOMI TERHADAP PROFIT DISTRIBUTION BANK UMUM SYARIAH DI INDONESIA TAHUN 2008-2014

ABSTRACT: This research aims to analyze influence the macro economics and micro economics to proft distribution shari’ah bank in Indonesia.this research also analiyze direct influence and indirect influence macro economic variables to micro economic variables. This research use path analysis to analyzed hypotheses that is SPSS 16.0 software. Samples of this research are Muammalat Bank, Mandiri Shari’ah Bank, Mega Shari’ah bank, Bukopin Shari’ah Bank, and Rakyat Indonesia Bank.The results indicate that BI Rate variable, DepositorFunding Reliance, Growth Gross Domestic Product, and Bank Size have signifcant influence to ProftDistribution Shari’ah Bank in Indonesia. However, Non Performing Financing variable hasn’t signifcantinfluence to Proft Distribution Shari’ah Bank in Indonesia. The results of indirect effect show that Depositor Funding Reliance can’t mediation BI rate to Proft Distribution and Growth Gross Domestic Product to Proft Distribution. However, Non Performing Financing able to mediation BI rate to Proft Distribution, Growth Gross Domestic Product to Proft Distribution, and Depositor Funding Reliance to Proft DistributionShari’ah Bank in Indonesia.
Keywords: proft distribution, BI Rate, growth, non performing fnancing, bank size
Penulis: Susanti
Kode Jurnal: jpakuntansidd160591

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