PENGARUH INFLASI, GROSS DOMESTIC PRODUCT, SUKU BUNGA KREDIT, LOAN TO ASSET RATIO, DAN KUALITAS AKTIVA PRODUKTIF TERHADAP NON PERFORMING LOAN
Abstract: The purpose of this research was to analyze
the effect on macroeconomic and banking
factors against NPL.
Macroeconomic factors in this
research is Inflation
and GDP, while
for the banking factors is
Credit Interest Rates,
Loan to Asset
Ratio (LAR), and Earning
Assets Quality (EAQ).
The results of
the analysis indicate that the macroeconomic factors of
inflation and GDP has no effect on the NPL. While the banking factors indicate
that SBK, LAR, and KAP effect on the NPL. When viewed in the results of each
variable, SBK has no effect on the NPL because of the determination of the
policy of each bank to
the customer. LAR
significant negative effect
on the NPL where
LAR decreases, then
NPL increase. KAP
significant positive effect on
the NPL where
the risk KAP
increase, then NPL increase too.
Penulis: EMY MARTINA, DEWI
PRASTIWI
Kode Jurnal: jpmanajemendd140969
