PENILAIAN TINGKAT KESEHATAN BANK DENGAN METODE RGEC PADA PT. BANK MANDIRI (PERSERO), TBK.
ABSTRACT: The level of
society’s trust is an absolute thing must be had by every banking corporation.
One way of maintaining this trust is by doing an evaluation on bank health
level. Bank Indonesia as the central bank of Indonesia has released the
regulation about Bank Health Level Evaluation through Peraturan Bank Indonesia No.
13/1/PBI/2011. This evaluation including the method of RGEC (Risk Profile, Good
Corporate Governance, Earning, Capital). This research aims to evaluate the
level of Mandiri Bank’s health by the RGEC method in the period of 2013-2015.
This research is descriptive research
with quantitative approach. The variable risk profile is measured by NPL and
LDR ratio. Good Corporate Governance is measured by CAR ratio. The result
proves that Bank Mandiri achieve the well health predicate in the period of 2013-2015. This
result shows that Bank Mandiri is capable to deal with negative influence from
business condition that may happen.
KEYWORDS: Bank Health Level;
Risk Profile; Good Corporate Governance; Earning; Capital
Penulis: I Made Paramartha, Ni
Putu Ayu Darmayanti
Kode Jurnal: jpmanajemendd170059
