ANALISIS PENGARUH GOOD CORPORATE GOVERNANCE (GCG), PRINSIP PEMBIAYAAN, DAN TUJUAN PENGGUNAAN PEMBIAYAAN TERHADAP PEMBIAYAAN BERMASALAH PERBANKAN SYARIAH DI INDONESIA
Abstract: The largest asset in
sharia banking is financing, along with the rapid development of sharia
banking, management is required to maximize their assets to increase their
profits. Therefore, sufficient knowledge and understanding of financing risks
in sharia banking must be owned. This study aims to analyze the influence of
Good Corporate Governance (GCG), Financing Principles, and Financing Usage on
Non Performing Financing (NPF) of Sharia Banking. The sample used in this
research is secondary data from non performing financing (NPF), composite value
of corporate governance, Financing Principles (assets based financing and debt
based financing), and Financing Usage (working capital financing, investment financing,
and consumption financing) for the period 2011-2015. This study uses Multiple
Linear Regression Method as the method of analysis. The results of this study
indicate that GCG, financing Principles, and Financing Usage affected the level
of non performing financing on Islamic Banking in Indonesia. Then the partial
test shows debt based financing, investment financing, and consumption
financing have a significant positive effect on the level of non performing
financing on Islamic Banking in Indonesia.
Keywords: NPF, GCG, Financing
Principles, Financing Usage
Penulis: Dicky Permana
Hidayat, Erman Denny Arfinto
Kode Jurnal: jpmanajemendd170934
