Equity Level of Health Insurance Ownership in Indonesia
Abstract: Social health
insurance from government program are expected to be able to reduce
inequalities access to health services in the middle of rising of health care
cost, while private health insurance is still limited for up and middle class
population. This study aimed to analyze the equity level of health insurance
ownership including social and private health insurance in Indonesia. This
study examined the condition of Indonesia in the middle of entering National
Health Insurance (NHI) era. This study used data of Indonesian Socio-Economic
Survey 2012. Data were analyzed by using econometric approach through
multinomial logit analysis. The results showed that the concentration index of
social health insurance ownership was 0.615, which is smaller than private
health insurance ownership (0.972). It means that Indonesia social health
insurace ownership will be able to increase equity access to the health
services especially for poor people (pro poor). Social health insurance
ownership increases the use of the health services by people.
Keywords: Concentration index;
equity; health insurance; multinomial logit
Author: Risky Kusuma Hartono
Journal Code: jpkesmasgg170002

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