FENOMENA KESETARAAN GENDER DALAM KREDIT
Abstract: Gender inequality
still exists in Indonesia on various sectors. However, the Gender-related
Development Index (GDI) and Gender Empowerment Measurement (GEM) showed an
increasing trends in recent years. The increase in GDI and GEM index indicates
the gender equality in education, labor and business opportunities. Meanwhile,
the gender equality in access to credit and capital is still unclear. This
paper discusses the gender issue in credit policy, accessibility and
utilization in Indonesia using literature review. Gender factor is not
explicitly considered in credit policy which means that men and women have the
equality to obtain and utilize credit. In reality, the low proportion of women
borrower indicates that women accessibility towards credit is lower than men.
Increasing in women accessibility towards credit will bring positive effect,
economically and socially, for the women themselves and their family. The
important implication is that increasing in business opportunities and labor
for women will increase the accessibility of women to credit.
Kode Jurnal: jppertaniandd090123
