STUDI FENOMENOLOGI PERILAKU BERHUTANG

Abstract: This study aimed to determine on individuals interpret the debt as well as the factors that motivate individuals to use and not use a credit card as a media to go into debt. Subjects in this study amounted to 6 people with fixed income. The data collection method used was explorative interview (In Depth Interview), and observation. The method used was qualitative studies in the form of phenomenological description-analytical nature to explore the meaning of debt in society. From the research that had been done could be concluded that the debt behavior was driven by the decision making process, the accounting mentalwhich changed the meaning of and the process of owes itself would interpret as an impact on the debt behavior. Debt meaning as a manner and as materialism thingwould be a trigger for previous formation of the debt intentionbehavior.
Keywords: Debt, Credit Card, Decision Making, Mental Accounting, Attitude
Penulis: Indra Herdiana Nurudin, Rini Eka Sari
Kode Jurnal: jppsikologikepribadiandd160043

Artikel Terkait :