TANGGUNG JAWAB PENGURUS KOPERASI TERHADAP PENGEMBALIAN DANA MUDHARABAH PADA KOPERASI JASA KEUANGAN SYARIAH BAITUL MAAL WAT-TAMWIL RAWANG
Abstract: KJKS BMT Rawang is
one of the institutions of the Islamic financing of reciprocity and provide
loan funds to communities in the form of Mudharabah financing, which in
practice much happening the financing problem. The issues examined are 1) what
are the causes of the occurrence of the financing problematic on KJKS BMT
Rawang?, 2) how does the action and settlement efforts undertaken Caretaker
KJKS BMT Rawang when members do the financing trouble?, 3) what are the
obstacles that arise in addressing the financing problematic on KJKS BMT
Rawang?. This research is a kind of sociological, juridical research data used
the primary data and secondary data gathering techniques, used interviews and
study documents. Of the research obtained the following results: 1) the causes
of the occurrence of the financing problematic on KJKS BMT Rawang: internal
factors, human resources from employees is still weak, the closeness of the
family, lack of thoroughness in analyzing financing recipients. External factors,
the attempt fails, the lack of good itikat, urgent needs. 2) actions and
settlement efforts in the troubled financing KJKS BMT Rawang: notification via
telephone. Give the letter of the Bill. Go to home Mudhari. The results of the
negotiations negotiating rescheduling or reconditioning, auction guarantees. 3)
obstacles that arise in addressing the financing problematic: whether not good,
Mudharib difficulty getting information. the difficulty of delivering
understanding to Mudharib so that timely pay off his debts.
Penulis: Ridito Yoresta Ridito
Kode Jurnal: jphukumdd160507
