PELAKSANAAN PERJANJIAN GADAI EMAS PADA PT. BANK SYARIAH MANDIRI CABANG PADANG
Abstract: The implementation
of gold pawning is a new financing product which is available in the world of
banking. It also gives the ease for the society to get fund from PT. Bank
Syariah Mandiri, such as capital of business or education fund by using gold to
be guaranteed. The problems of the research are: How does the implementation of
gold pawning agreement at PT. Bank Syariah Mandiri , Padang branch office? What are the problems in
facing the implementation of gold pawning at PT. Bank Syariah Mandiri, Padang
branch office? How to solve the problems in agreement implementation at PT.
Bank Syariah Mandiri, Padang branch office? The type of the thesis research is
sociologic research which uses primer and secondary data as the source of data.
From the result of the research is concluded the implementation of gold pawning
agreement in syar’i way gives a new opportunity to society to get fund quickly
by using gold as the guarantee to the Bank. The procedures are the clients
bring gold directly to be pawn and the requirements which have been determined
to Bank’s authority. The problems faced at syariah gold pawning are the wrong
interpretation of the value of the clients’ be guaranteed for the fund given by
the Bank. The solution of the problems is recall the clients to reconsider the
gold as guarauted goods.
Penulis:l Silvi Sartika,
elyana novira, yofiza media
Kode Jurnal: jphukumdd151477
