LEMBAGA PERKREDITAN DESA (LPD) DALAM PERSPEKTIF HUKUM : SEBUAH LEMBAGA KEUANGAN ADAT HINDU PENGGERAK USAHA SEKTOR INFORMAL DI BALI
ABSTRACT: Lembaga Perkreditan
Desa (LPD) as one of the Micro Finance Institutions has succeded in Province
Bali in giving its service to the community. As an alternative finance
institution, they have been able to reach the people with low income and small
sized and micro business in informal sector. Unfortunatelly, LPD was build
without the Governor of Indonesian Bank’s policy letter, which means that LPD
has performed informally.
This article attempts to analyze, not only about the management system of
LPD which based on the Hindu-Bali values as the traditional customs and the
major religion in Bali, but also the legal analysis on LPD itself, particularly
after the Bali Bombings which have destroyed the economic sector in general. One
of the findings in this article is that the service mechanism of LPD in Bali
Province, which based on the value of local wisdom has became a major indicator
in moving forward the economic growth.
Penulis: Tri Widya Kurniasari
Kode Jurnal: jpantropologidd070025
