IMPLEMENTATION OF LENDING BUSINESS PEOPLE (KUR) NO COLLATERAL IN. BRANCHES OF THE BANK INDONESIA PERSERO Padang
Abstract: Economic income in a
community of nation and state is different, because it is through the program
by the government's business credit (KUR) without collateral can help the
business community (SMES) microenterprise Bank BRI Lubuk Begalung Padang.
problem, namely (1) How is the implementation of the provision of small loans
without collateral at the Bank Rakyat Indonesia Unit Lubuk Begalung Padang? (2)
Is the constraints arising from the implementation of the provision of small
loans without collateral in Bank Rakyat Indonesia Unit Lubuk Begalung Padang?
(3) How can the efforts made to overcome the obstacles that are in the
procedure of providing small loans without collateral? This type of research
aalah juridical sociological approach, with the primary data that interview
with the head of BRI, Mantri and customers as informants. Type of data is the
primary and secondary. The results of the study is that the process of
providing small loans (KUR) unsecured conducted through several phases: phase
of the loan application, credit analysis stage (stage examination), the stage
of the decision granting the credit, and credit disbursement stage, through
this stage of the debtor can request for credit to their capital to Bank BRI
Lubuk Begalung Padang.
Penulis: Firman Rahmat Arif,
Elyana Novira, Yofiza Media
Kode Jurnal: jphukumdd151352
