ANALISIS YURIDIS MENGENAI BENTUK PERLINDUNGAN RAHASIA BANK DAN SANKSI TERHADAP PELANGGARAN RAHASIA BANK
ABSTRACT: Banking is
everything that concerns about banks, including institutional, business
activities, as well as the manner and process of operation. To avoid misuse of
customer financial hence made a special rule that prohibits banks to provide
recorded information to anyone associated with the customer's financialsituation,
savings and storage as set out in Pasal 1 angka 28 Undang-Undang Nomor 10 Tahun
1998 tentang Perubahan Atas Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan,
which states that bank secrecy is everything related to the storage of
information about your customers and their savings. The purpose of this thesis
is to investigate the problems Banking Act already provides legal certainty
regarding the form of protection that is done by the banks to protectconfidential
client or not, as well as the Banking Act already provides legalcertainty in
terms of sanctions for the banks were negligent in maintainingbanking secrecy
or not. This type of research can be classified into types of normative legal research,
since the study was conducted by collecting data in the literature(library
research) accompanied by collecting data and read through regulatory references, magazines, the internet and other
sources, and then selected the data - the data is worth to support writing. From
the research problem there are 2 main things that can be inferred.First, the
Banking Act not provide legal certainty regarding the form of banksecrecy
protection carried out by the bank in secrecy customers. Second, the Banking
Act not provide legal certainty in terms of sanctions for the banks werenegligent
in maintaining banking secrecy. Suggestions Author, First, the need for the
addition of a form of protection provided by the banks to customers about theconfidentiality
of Undang-Undang Nomor 10 Tahun 1998 tentang Perubahan Atas Undang-Undang Nomor
7 Tahun 1992 tentang Perbankan, in order to create legal certainty and
confidence to guarantee customers in saving money in any bank. Secondly, a need
for the addition in the field of civil and criminal penalties to protect
customers who are weak in Undang-Undang Nomor 10 Tahun 1998 tentang Perubahan
Atas Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan, in order to create
legal certainty and confidence guarantee for customers in saving funds at any
bank.
Penulis: Tumpak Hasiholan
Manurung
Kode Jurnal: jphukumdd151260
