Pengaruh Kas, Bonus SWBI (Sertifikat Wadiah Bank Indonesia), Marjin Keuntungan, dan Dana Pihak Ketiga terhadap Pembiayaan Murabahah (Studi Empiris Pada Bank Umum Syariah di Indonesia)
Abstract: The paper tries to
the factors which bring influence toward murabahah financing. Methods used in
this research is to use Linear Regression models with SPSS software in
statistical time series (time series) from January 2008-December 2010 on Sharia
Public Banks. From the analysis conducted by the preparation is obtained that
the independent variable (cash, SWBI bonus, profit margin, and third party
fund) jointly was able to influence the dependent variable that is murabahah
financing. Partially, SWBI bonus, profit margin, and third party fund affect
murabahah financing, while the cash variable has no effect to murabahah
financing. This is presumably because the amount of cash available to Islamic
banks does not affect the amount of financing murabahah to the public. Cash in
the amount greater or less did not affect Islamic banks in the dissemination of
Islamic banks to the public, by way of channeling funds remain apart in the
form of murabahah financing.
Penulis: Kristia Octaviana,
Emile Satia Darma
Kode Jurnal: jpakuntansidd120477
