EFEKTIVITAS DAN EFISIENSI KINERJA KEUANGAN PT. BANK SYARIAH MANDIRI TAHUN BUKU 2007, 2008, DAN 2009

Abstraction:  Financial statement of Banking represents a finance  information  form  able  to  see  performance achievement  a  bank.  While  in  this  research  to  see effectiveness  and  efficiency  finance  performance  hence used   ratio  analysis.  Besides,  ratio  analysis  also  assists management in comprehending what  in fact happened at banking  pursuant  to  a  financial  statement  information, good with ratio comparison now with last and to the next time at internal of banking. Because of activity of banking which  concerning  society  money  and  trust  given,  hence each;every  banking  institute  have  to  make  financial statement  pursuant  to  rule  from  Indonesia  Bank  as banking  supervisor  in  Indonesia.  Besides,  good  finance performance  will  be  very  influecing  to  at  all  lenders  to entrust its money at the bank. On the contrary, if the bank performance  is   ugly  hence  lenders  will  not  hanker  to entrust  its  money  at  the  bank.  Financial  statement  is important  is  also  done  as  base  to  make  the  institute management  decision  so  that  target  and  also  expected target can be reached
Keywords:  Effectiveness,  Efficiency  and  Financial Statement
Penulis: Farid Firmansyah
Kode Jurnal: jpperadabanbislamdd110214

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