PENGARUH RASIO KEcUKUPAN MODAL, NON PerformiNg LOAN, DAN TINGKAT LIKUIDITAS TERHADAP PROFITABILITAS PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA
Abstrak: This research aims to
test the influence of the adequate
capital representative by Capital Adequacy
ratio (CAr), Non
Performing Loan (NPL),
and Loan to
Deposit ratio (LDr) toward Return on Asset (ROA) as the
representative of banking profitability.
The population in this research
is public banking
companies listed on
the indonesia Stock
Exchange from year 2007 until
2009 amount 29 banking. Data used in this study is secondary from annual report
banking listed on the indonesia Stock Exchange from year 2007 until 2009.
Analysis technique used is multiple
linear regression and hypothesis test use coefficient of regression test
and t test. Result of research shows coefficient of regression test show capability CAR, NPL, and LDr to predict rOA is 22,7% while the
remaining 77,3% is explained by other causes outside model used in research.
Based on the partial results of hypothesis test (t test) indicate that NPL
variable has a significant effect to the profitability of banking, while the CAR
and LDR variable is not significant to the profitability of banking.
Penulis: RIHA Dedi P.
Kode Jurnal: jpakuntansidd110164
