PENGARUH INFLASI, BI RATE, CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING FINANCE (NPF), BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2008-2012
Abstract: This study was
conducted to examine the effect of inflation, BI rate,
CAR (capital adequacy
ratio), NPF (non
performing finance) and BOPO
(operating expenses and
operating income) to ROA
(return on assets). Sample selection uses saturated samples method. The data
analysis technique used
is multiple linear
regression and hypothesis testing
using t-statistics to
test the partial
regression coefficients and F-statistics
to test the
significance of the
effect together with a
significance level of
5%. The results
of this study indicate that
simultaneously the inflation
variables, BI rate,
CAR (capital adequacy ratio),
NPF (non performing
finance) and BOPO (operating expenses
and operating income)
to ROA (return
on assets).
Keywords: Return on assets,
inflation, BI rate, capital adequacy ratio, non
performing finance, operating
expenses and operating income
Penulis: FITRI ZULIFIAH, JONI
SUSILOWIBOWO
Kode Jurnal: jpmanajemendd140979