PENGARUH INFLASI, BI RATE, CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING FINANCE (NPF), BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2008-2012

Abstract: This study was conducted to examine the effect of inflation, BI  rate,  CAR  (capital  adequacy  ratio),  NPF  (non  performing  finance) and  BOPO  (operating  expenses  and  operating  income)  to  ROA (return on assets). Sample selection uses saturated samples method. The  data  analysis  technique  used  is  multiple  linear  regression  and hypothesis  testing  using  t-statistics  to  test  the  partial  regression coefficients  and  F-statistics  to  test  the  significance  of  the  effect together  with  a  significance  level  of  5%.  The  results  of  this  study indicate  that  simultaneously  the  inflation  variables,  BI  rate,  CAR (capital  adequacy  ratio),  NPF  (non  performing  finance)  and  BOPO (operating  expenses  and  operating  income)  to  ROA  (return  on assets).
Keywords: Return on assets, inflation, BI rate, capital adequacy ratio, non  performing  finance,  operating  expenses  and operating income
Penulis: FITRI ZULIFIAH, JONI SUSILOWIBOWO
Kode Jurnal: jpmanajemendd140979

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