ANALISIS PENGARUH CAPITAL, KUALITAS ASET, RENTABILITAS DAN SENSITIVITY TO MARKET RISK TERHADAP PROFITABILITAS PERBANKAN PADA PERUSAHAAN BUSN DEVISA DAN BUSN NON DEVISA
Abstract: The
aims of this
reaserch was to
analyze the effect
of capital, asset quality, earnings and
sensitivity to market risk on bank profitability. This
reasearch were analyzed
using multiple linear regression . The result show that
variable capital not significant to the profitability, because bank tend to be careful in investing
their funds and greater emphasis
on bank survival.
Asset quality negative significant to the profitability
, when NPL increase reserve the bank earning
assets will fell, so that the suffered a financial loss. Rentability positive significant
to the profitability, when
NIM increase identifies the interest
income on earning
assets is high.
Increase in interest income can
be improving profitability. Sensitivity
to market risk positive
significant to the
profitability, because when NOP down indicates the decline in foreign exc
hange earnings is smaller than the decrease in foreign exchange cost, thus can
increasing profitability.
Penulis: LINDA MUFIDATUR
ROFIQOH, PURWOHANDOKO
Kode Jurnal: jpmanajemendd141020
