TINJAUAN FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN NASABAH DALAM MEMILIH TABUNGAN SIKOCI (Studi Kasus: Bank Nagari Cabang Pembantu Padang Luar)

ABSTRACT: Bank  Nagari  Cabang  Pembantu  Padang  Luar  provides  several  types  of  savings  to society  in  general.  Among  the  several  types  of  savings  that  has  the  most  number  of customers  are  Sikoci.  Regarding  to  its,  of  course  there  are  factors  that  affect  the customer's  decision.The  main  purpose  of  this  study  was  to  determine  the  factors  that influence customer decisions in choosing Sikoci savings. The data used in this study are primary and secondary data . Primary data obtained  by distributing questionnaires to 100  respondents  who  use  Sikoci  savings  on  Bank  Nagari  Cabang  Pembantu  Padang Luar.  Secondary  data  were  obtained  from  the  Internet,  media,  books  ,  and  past research relevant . Processing of the data in this  study using Microsoft Excel and SPSS statistical  applications  20.  The  results  of  this  study  indicate  that  the  factors  that influence customer decisions in choosing Sikoci savings are : 1. Variable job is a job that  is  experienced  while  now.  2.  The  personality  variables  ,  namely  savings  Sikoci accordance with personality. 3. Variable motivationis saving Sikoci have life insurance guarantee  facility.  4.  Variable  Sikoci  perception  that  savings  is  an  excellent  product Bank Nagari. 5. Variables that learning about saving Sikoci information from customer service. 6. Variable beliefs and attitudes that friendly service . the dominant variable affecting  the  customer  contained  in  the  variable  (2),  because  the  customer  has  a proactive personality who dared to act and persevere to achieve meaningful change.
Keywords: Savings Sikoci , occupation , personality , motivation , perception , learning , beliefs and attitudes
Penulis: Ogi Septiawan, Yenida
Kode Jurnal: jpmanajemendd140686

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