FAKTOR PENYEBAB TERJADINYA PEMBIAYAAN BERMASALAH PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA
ABSTRACT: Non Performing
Finance (NPF) is indicator that show problem in managing finance at Bank
Pembiayaan Rakyat Syariah (BPRS) so that author interested to analyze factors
that influence to NPF at BPRS in Indonesia there are size, Finance to
Deposit Ratio (FDR), Operating
Expenses and Operating Income (BOPO), Gross Domestic Product (GDP), and
infla-tion. This Research is empirical study at BPRS in 3 periods of
observation in 2010-2012. Method applied this research is analytical
quantitative method with empirical study approach. Data collecting technique by
through secondary data that is data obtained from Indonesia sharia banking
statistic. Analyzer applied is Ordinary Lease Square (OLS). The result shows
that FDR and GDP have positivelly affect, inflasi have negativelly affect, but
size and BOPO have not affect to NPF at BPRS in Indonesia.
Penulis: Irman Firmansyah
Kode Jurnal: jpmanajemendd140525
