Peranan Perbankan Bagi Pengembangan Lembaga Keuangan Mikro di Kota Medan
ABSTRACT: The purpose of this
study was to determine how the role of banks for the development of Microfinance
Institutions in Medan and to determine whether financial aid (loans) from banks to Microfinance Institutions have
significant effect on increasing profit
Microfinance Institutions in Medan. The study was conducted at Microfinance
Institute and Banking contained in Medan. The samples used
were a total
of 18 MFIs
and banks of
a number of
banks and MFIs.
Years of observation time
series data is the year
2008 up to
2010. This study
uses indicators Banking Disbursement as the independent
variable (X) and Operating Profit
Microfinance Institutions as the
dependent variable (Y).
The collected data
were analyzed by the
method of data
analysis to prior classical
assumption test before testing the hypothesis. Testing the hypothesis in this
study using simple linear regression with partial t test with a significance
level of 5%. The conclusion of this study
is the role
that banks have
an insignificant role
impact on the
development of Microfinance Institutions
in Medan. It is based
on the number
of average granting
loans to Microfinance Institutions
in Medan at
16.88%. Average number
of operating profits
of Microfinance Institutions just only 13.04%. The results of the t test
showed a significance value of 0.715
whichis greater than
the value of
alpha at 0,05.
The results of
the determinant test calculations are only 0.3% of
distribution banking funds variable can explain operating profit of Microfinance
Institutions in Medan, while the remaining 99.7% is explained by other
variables not included in this research model.
Penulis: Aditya Pramudia, Cokie
Ahmad Syahwier
Kode Jurnal: jpakuntansidd130159
