ANALISIS TERHADAP PENGATURAN DAN PENGAWASAN BANK DENGAN KELUARNYA UNDANG-UNDANG NOMOR 21 TAHUN 2011 TENTANG OTORITAS JASA KEUANGAN
ABSTRACT: The article
of Law No.
3 of 2004
concerning to Bank
Indonesia requires the
establishment of supervision on
financial service sector include banking, insurance, pension fund, security,
venture capital and financing company an
others institutions that manage the society fund. The institution with authority on regulation
and supervision to
financial service sector
industries in Law
No. 21 of
2011 is called
as Financial Service Authority.
The research method
applied by writer
is descriptive analytic
study. The approach
applied is normative juridical
that review and
test the data
related to the
issuance of Law
No. 21 of
2011 concerning to OJK. The data is collected by library study to
collect the secondary data.
Based on the research, it is indicated that OJK has a positive and
negative impact in banking. The positive impact is an effective coordination
mechanism in handle any problems in financial system in order to assure the
achievement of financial system stability and fulfill the supervision
requirement such as independency, accountability, transparency,
efficiency and affectivity
of bank supervision.
The negative impact is the obstacles in make coordination with the Bank
Indonesia and any difficultness in apply
the function of
Central Bank as
Lender of Resort because
in the implementation of the
function, central bank requires accurate and updated information about banking
condition. The other impact may be occurred
in the current
financial condition and
the high cost
of banking supervision
will cause the deficit of National Budget (APBN)
Penulis: Evan R Tambunan
Kode Jurnal: jphukumdd130656
