Analisis Kinerja Keuangan Bank Umum Swasta Nasional Sebelum dan Sesudah Akuisisi
Abstract: The research aimed
at determining: 1) whether acquisition had a positive impact on the financial performance
of bank; and 2) what ratio of contribution the variable of liquidity,
solvability, rentability and efficiency play in the financial performance of
bank. The research result shows that: (1) Of the 4 financial ratio under
investigation, two financial ratios, i.e. LDR and BO/PO grew better however not
significant, and one ratio, i.e. solvability (EM) was still in good condition,
and another ratio, i.e. rentability (ROA and ROE) increasingly declined. Based on the rentability ratio, it is concluded that the acquisition activity failed to gain the
optimal advantage due to distortion of the strong external factor, i.e. the
economy crisis. (2) The liquidity ratio had dominant influence on the financial
performance of the bank. Although acquisition
did not achieve
optimal result, it
is hoped that
the economic condition
recovery yields positive impact on the financial performance
of banks. Therefore, it is suggested that acquisition be continuously applied
by banks that are still in need of fund in order to become healthy.
Penulis: Umedi Usman
Kode Jurnal: jpmanajemendd130484
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