PENGARUH TINGKAT PEMBIAYAAN MUDHARABAH TERHADAP TINGKAT RASIO PROFITABILITAS PADA KOPERASI JASA KEUANGAN SYARIAH (KJKS) MANFAAT SURABAYA
Abstrak: Many
financial institutions those were born with the Shariah-based in
Indonesia--including non-bank financial institutions, among them are Islamic
insurance, Shariah pawnshop, Shariah financial services cooperatives, and more.
Shariah-compliant financial services cooperatives (KJKS) Manfaat Surabaya is
still classified as "new" in Indonesia, in which retained the
principle of kinship as a guide of the cooperative itself. Various systems were
much changed, from conventional systems to the Islamic system, especially in
terms of contract and financial accounting standards. Then came the question,
whether the views of society and the level of public confidence as well as
different? Of course a lot of things to be able to prove from the above
questions, one of which is the level of profitability, as well as a large
number of levels KJKS Groove financing given to the community. The greater the
level of profitability means the level of public confidence about the existence
of KJKS in Indonesia also getting bigger. Many financing products of KJKS
Manfaat are given to the public, one of which is the mudharabah financing which
is very influential on the profit orientation of each financial institution of
Sharia. This research is the kind of quantitative research with data analysis
using simple regression and t tests to find out the significance of the
influence of mudharabah financing against a ratio of profitability in KJKS
Manfaat Surabaya.
Keyword:
mudharabah, profitability
Penulis: Imam
Buchori, Aji Prasetyo
Kode Jurnal: jpperadabanislamdd130090
