FAKTOR-FAKTOR PENENTU TINGKAT PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA
Abstract: This study aims to
verify the impact of macroeconomic variables on Islamic commercial bank
profitability in Indonesia. Applying the error correction models (ECM), this
study involved a sample of 3 Islamic banks which are banks operating throughout
the study period and the bank that issued the financial statements during the
first quarter of 2006 until the third quarter of 2011. The results showed only
a variable interest rate which affects the profitability of Islamic banks in
Indonesia. Using the Dickey-Fuller (DF) and Augmented Dickey-Fuller (ADF) test,
it is proven that there exists a dynamic relationship (long term cointegration)
between gross domestic product, inflation, interest rate, market share, money
supply and profitability Islamic commercial banks.
Keywords: macroeconomic
variables, profitability Islamic banks
Penulis: Anto, M. Ghafur
Wibowo
Kode Jurnal: jpperadabanislamdd120108
