PROBLEMATIKA PENANGANAN KREDIT MACET Dl PERBANKAN PEMERINTAH
Abstract: The purpose of this
research is perceiving how to handle credit distraction as criminal risk on government
bank, and how to solve the problematic of credit distraction as criminal risk
on government bank. The result of this research on handling of credit distraction
as criminal risk on government bank, consists of: first, theprocess of credit
is observedby internal supervisor unit (SPI), Bank of Indonesia (Bl) as central
bank, andSupervisor Body ofFinancial (BPK). Second, thedimension courseofcredit
has been done refer toguidance book, procedure andoperational standard, itscan
also bejustifiedadministra tively although there is loss consequence/hence that
represented business risk. Third, ifcredit distraction is caused by criminal,
the bank officer is only processed based on administrative sanction. The main problem
inhandling credit distraction as criminal risk ongovernment bank contains:
first, theoverlapping in handling creditdistraction; second, the difference of
intepretation and incoherent rulebetween credit distraction that happened
because business riskand criminal risk, and third, the excistence of convption element.
Keyword: credit distraction
Penulis: Pujiyono
Kode Jurnal: jphukumdd090086
