ANALISIS PEMBIAYAAN SYARIAH PADA USAHA KECIL MENENGAH (UKM) DI BANK SYARIAH MANDIRI CABANG MALANG
Abstract: This research
aims to analyze
the financing distribution
for small and
medium enterprises (SMEs) in
Mandiri Sharia Bank
representative in Malang
and further analyzing the
debtor perception (SMEs)
on the distribution
of credit by
Mandiri Sharia Bank representative in Malang. This research
utilizing primary and secondary data. The data collection was conducted through
questioner, interview, participative observation and literature review. Sample
used in this research is
10 consumer of
Mudharabah financing. Data
was analyzed using
qualitative descriptive analysis and scale analysis.
The result
shows that the
distribution of credit
to SMEs in
Mandiri Sharia Bank representative in
Malang is in
accordance with the
characteristics of Mudharabah
financing asserted by National
Sharia Board No. 07/DSN-MUI/IV/2000 regarding the requirement for financing, term
and condition, and
also Law on
Mudharabah Financing. The
perception of Mudharib regarding
the credit provided by Mandiri Sharia
Bank representative in Malang is excellent, undemanding and not time
consuming.
Keyword:
Mudharabah Financing, SMEs, Mandiri Sharia Bank representative in Malang
Penulis: Sri
Budi Cantika Yuli
Kode
Jurnal: jpakuntansidd090009
