Pengaruh Pembiayaan Murabahah Terhadap Laba Melalui Variabel Intervening Pembiayaan Bermasalah Bank Umum Syariah di Indonesia Periode 2009-2013
Abstract: This study aims to
investigate the effect of murabaha financing to profit through non performing
financing as an intervening variable of islamic banks in Indonesia. This study
uses quantitive approach with path analysis and three kinds of variables, they
are murabaha financing as exogenous variable, non performing financing as
intervening endogenous variable and profit as endogenous variable. The banks
are used in this study is the Bank Muamalat Indonesia, Bank Syariah Mandiri,
Bank Mega Syariah, Bank BRI Syariah, and Bank Syariah Bukopin. This study uses
secondary data. Data collection is conducted by collecting semester financial
statements for 2009-2013 period.
The results obtained that, murabaha financing has positive effects to non
performing financing. It also happens to the effect of murabaha financing to
profit. Meanwhile, non performing financing does not have effect to profit.
Key words: Islamic bank, murabaha financing, non performing financing,
profit
Penulis: Zaim Nur Afif, Imron
Mawardi
Kode Jurnal: jpmanajemendd141244
