Manajemen Risiko Dana Tabarru' PT. Asuransi Jiwa Syariah Al Amin
Abstract: The purpose of this
study is to find out the risk management of tabarru' funds. As an institution
that works to manage risk, islamic insurance has a duty to manage the tabarru’
funds. There is the possibility of a risk at tabarru’ fund. So, islamic
insurance institution have a duty for risk management process of tabarru’
funds. This study uses a qualitative approach. Data research obtained by
interview and documentation with the head and the deputy of Al Amin Surabaya
branch. The results of this study, PT. Asuransi Jiwa Syariah Al Amin was
execute the risk management process implemented by the four stages. Risk
identification through underwriting limit process; rank the risk based on
impact and complexity of risk; control risks by self retention; and response to
the risk through change of insurance rates, products diversification and
sharing of risk with reinsurance.
Keywords: Insurance, Risk
Management, Tabarru’ Fund, Asuransi Jiwa Syariah Al Amin
Penulis: Hifi Saniatusilma,
Noven Suprayogi
Kode Jurnal: jpmanajemendd151494
