Kesesuaian Mekanisme Pembiayaan Murabahah Produk KPR Menurut Fatwa DSN MUI Di Bank JATIM Syariah Surabaya Cabang Darmo
Abstract: This research aims
to determine how the suitability of handling Murabaha financing problem house
loan product at fatwa of the National Sharia Supervisory Board of the
Indonesian Ulama Council (DSN-MUI) in Bank Jatim Sharia Surabaya. The object of
the study are Bank Jatim Sharia’s competent employees which competent in
murabaha financing. This study used qualitative descriptive approach. The
researcher collected the data by interviewing three employees of Bank Jatim
Sharia.This research finds that the six points which used as references in the
study such as price, advance, fine, guarantee, and collectability murabaha
financing of House Loan product are suitable with fatwa of the National Sharia
Supervisory Board of the Indonesian Ulama Council (DSN-MUI). But, there is one
which doesn’t suitable with fatwa.
Keywords: Akad Murabaha,
Sharia House Loan, Fatwa DSN-MUI, Bank Jatim Sharia
Penulis: Dara Setianti Kania
P, Siti Inayatul Faizah
Kode Jurnal: jpmanajemendd161261
