PENGEMBANGAN MODEL PARAMETRIK METODE DEA DALAM MENGUKUR TINGKAT EFISIENSI BIAYA PADA PERBANKAN SYARIAH DI KOTA SEMARANG
Abstract: Efficiency is one of
the performance parameters that are theoretically is one of the underlying
performance of the overall performance of an organization. Efficiency in the
banking sector is one of the performance parameters are quite popular, widely
used because it is a response to the difficulties in calculating measures of
bank performance. Measurement of the efficiency of banking can be done with the
development of non-parametric statistical model by using Data Envelopment
Analysis (DEA). In general, there are three approaches to the basic concepts of
financial sector efficiency model that is cost efficiency, standard profit
efficiency and alternative profit efficiency. In this research method used is
the Data Envelopment Analysis (DEA). In this method, profit is modeled to
deviate from its efficient frontier profit due to random noise and
inefficiency. Profit in this method is affected by the function of input and
output, while input and output used in this study is the Third Party Funds, Capital
paid, placements with Bank Indonesia. By using this method the efficiency of
Islamic banking DEA during 2012 to 2015 experienced an annual average
efficiency of 94.37% and profit Islamic banking is heavily influenced by the
financing facilities and placements with Bank Indonesia.
Keywords: Efficiency,
financial performance, Islamic Banking, Data Envelopment Analysis (DEA)
Penulis: Willyanto Kartiko
Kusumo, Abdul Karim
Kode Jurnal: jpmanajemendd170442
