PENGARUH PERSEPSI MANFAAT, PERSEPSI KEMUDAHAN PENGGUNAAN, KEPERCAYAAN DAN PERSEPSI RISIKO TERHADAP MINAT UNTUK MENGGUNAKAN INSTRUMEN UANG ELEKTRONIK
Abstract: Money as payment
tools has developed rapidly over time. The development of money is also
affected by the development of information technology, that created electronic
money. Transaction volume and transaction value of electronic money has
increase recently with the increasing of customer needs on payment tools. Many
factors influence the consumer's desire to use electronic money. This
research’s objectives are to test the effect of perceived benefits, perceptions
of ease of use, trust and perceptions of risk to interest in using electronic
money instruments.
Taking a sample of 120 respondents from selected enrolled student of the
school year 2016/2017 from Management Department Faculty of Economics and
Business Diponegoro University. This research using nonprobability sampling
technique for selecting respondents. The method of data analysis used is
multiple regression analysis, where the analysis consist of validity test,
reliability test, classical assumption test, multiple linear regression test, t
test, and F test.
The result shows that perceived usefulness, perceived ease of use and
trust have positive and significant effect to intention to use, while perceived
risk has negative and not significant effect to intention to use.
Keywords: perceived
usefulness, perceived ease of use, trust, perceived risk
Penulis: Andrean Septa
Yogananda, I Made Bayu Dirgantara
Kode Jurnal: jpmanajemendd170918
