ANALISIS MODEL PREDIKSI KEBANGKRUTAN PADA PERUSAHAAN PERBANKAN YANG GO-PUBLIC DI BURSA EFEK INDONESIA (PT. BEI)
ABSTRACT: Purpose of this
research is applying of prediction model of company bankruptcy of banking which
go-public in Indonesia based on the company financial statements. Model who
applied is Model Z-Altman applied to predict company's finance performance.
This model applies combination of standard ratios, which are circulating
capital ratio, profit ratio arrested, profit ratio before interest and tax,
equity market value ratio and sale ratio. In this research applied also
financial ratios CAMEL as comparator, with level of health that has been
specified Bank Indonesia. Sampling method in this research is method purposive
sampling, consisted of eight banking company in Indonesia Stock Exchange/Bursa
Efek Indonesia (BEI) and included in catalog 10 banks with the biggest leg
asset until end of time line 2008. Result of research indicates that from model
Altman and CAMEL leaves for back. Model Altman predicts that all sample bank
stays at potential condition gone broke, while CAMEL predicts sample bank to
stay at healthy condition.
KEYWORDS: discriminate
z-altman, camel, financial ratios, bankruptcy
Penulis: Febry Sanur Saputra
Kode Jurnal: jpmanajemendd090215
