FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS LEMBAGA KEUANGAN MIKRO DI KECAMATAN TANDUN KABUPATEN ROKAN HULU

ABSTRACT: This study aims to determine the financial performance of Microfinance Institutions UED SP in Tandun District and determine the factors that affect theprofitability of the Microfinance Institutions. Data processing is done by calculating the geometry and panel data regression analysis. There are 9 Microfinance Institutions which is the object of this research. The results usinggeometry formulas indicate that the Microfinance Intitutions in Tandun District has financial ratios ROA and CAR that meets the ideal standar interim financial ratios LDR NPL and BOPO Microfinance Intitutions in Tandun District is still notideal. The result panel data regression analysis, profitability using ROA variable of Microfinance Institutions in Tandun District in this research that affect by LDR as variable of liquidity and NPL as of credit crunch.
Keywords: BOPO, Capital Adequacy Ratio, Loan to Deposit Ratio, Non Performing Loans, Return On Asset
Penulis: Loren Parulian Pandianga, Ahmad Rifai, Roza Yulida
Kode Jurnal: jppertaniandd170160

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