TINJAUAN YURIDIS WANPRESTASI TERHADAP PELAKSANAAN PERJANJIAN PEMBIAYAAN KENDARAAN MOBIL TOYOTA PADA PT OTO MULTIARTHA FINANCE PEKANBARU
ABSTRACT: Consumer financing
is financing activities for the procurement of goods based on the needs of
consumers with payment in installments. "One is a consumer finance company
PTOto Multiartha Finance Pekanbaru. Implementation of consumer financing
agreement by PT Oto Multiartha Finance Pekanbaru with debtors (customers)
create an obligation that must be carried out according the agreement debtor in
chapter 10, among others: will not sell, rent, transfer, and do not damage the
object of the agreement. In fact the debtor does not meet the achievement,
where many of the objects were damaged when the agreement so that the company
pulled wansprestasi debtor. Formulation of the problem in this research is how
the implementation of consumer financing agreement with PT Oto Multiartha
Finance Pekanbaru ?. if the debtor defaultsbarriers in consumer financing
agreement with PT Oto Multiartha Finance Pekanbaru ?. whether the efforts made
by PT Oto Multiartha Finance Pekanbaru? This type of research is Juridical
Sociological. The nature of this research is descriptive. This research was
conducted at PT Oto Multiartha Finance Pekanbar in Jalan HRSoebrantas No. 88
Panam. The conclusion in this study. First, the implementation of consumer
financing agreement by PT Oto Multiartha Finance pekanbaru not be separatedfrom
the obligation of the debtor, in fact the debtor defaults. Second, the debtor
defaults can not be separated from the barriers - barriers such as: accidents.
The third attempt was madeto withdraw and the debtor is obligated to pay any
losses creditors within 14 days. Suggestions author, PT Oto Multiartha be more
careful of the characters that will be the consumer. Consumers are aware of
their obligations and do not commit acts prohibited bythe company. Law on
consumer financing more clearly on the rights, obligations, and sanctions
against both parties.
Penulis: Esrahethi S
Kode Jurnal: jphukumdd151197
