TINDAKAN PENYELAMATAN KREDIT BERMASALAH DI BANK RAKYAT INDONESIA UNIT SIMPANG BARU PEKANBARU
ABSTRACT: Reciprocal
relationship between the Bank in this case Bank Rakyat Indonesia Unit Baru
Simpang Pekanbaru and customers in lending does not always runsmoothly, even
not uncommon problem loans. The non-performing loans would interfere with the
performance of the bank, so for that we need the efforts to overcome it. The
purpose of this study, to determine the rescue action problem loans in Bank
Rakyat Indonesia Baru Simpang unit Pekanbaru, to determine obstacles inthe
rescue action problem loans in Bank Rakyat Unit Indonesia Baru Simpang Pekanbaru,
to know the efforts in overcoming obstacles problem loans in Bank Rakyat Unit
Indonesia Baru Simpang Pekanbaru. This type of research is asociologica law research, because in this study the
authors directly conduct researchon locations or places studied in order to
give a complete and clear picture of the problems examined. This research was
conducted at the Bank Rakyat Indonesia UnitBaru Simpang Pekanbaru, while the
sample population is a whole party with regardto the problems examined in this
penelitiaan, data source used, primary data, secondary data and data tertiary,
data collection techniques in this study withinterviews and literature study.
Actions rescue of troubled loans at Bank RakyatIndonesia Unit Baru Simpang
Pekanbaru done by means of rescheduling, reconditioning or restructuring but
not for all customers. Obstacles in the rescue action problem loans in the form
of barriers that arise when the restructuring will be carried out. Rescue
efforts in problem loans is by delaying the reset credit agreement if one of
the husband / wife was not present when the re-signing of loan agreement.To Bank
Rakyat Indonesia Unit Baru Simpang Pekanbaru in order to take action to implement
the rescue of troubled debt rescheduling process, reconditioning orrestructuring
for all customers in accordance with applicable regulations. To customers in
order to complete the requirements when the restructuring process willbe
conducted. To Bank Rakyat Indonesia Unit Baru Simpang Pekanbaru in order to perform
credit agreement, to make the agreement known by the notary. In order tohave
legal force.
Penulis: Ikhsan
Kode Jurnal: jphukumdd151149
