SUBSEQUENTLY AQCUIRED ASSETS AS FIDUCIARY SECURITY ON BANK LOANS
Abstract: Collateral in terms
of subsequently acquired assets namely subsequently acquired credit might be
charged with fiduciary security. This collateral is not considered ideal
regarding the high risk a bank must take. To minimize the risks, the bank
analyzes the credit thoroughly, impose fiduciary security officials perfectly
and performs monitoring of credits regularly to avoid misconduct committed by
the debtor. If a default occurs, the bank will take over the assets.
Nevertheless, the problems of execution on the subsequently acquired credits
might arise due to debtor’s default and bad debts to the third party.
Consequently, subsequently acquired assets as collateral provides as additional
collateral.
Author: Trisadini Prasastinah
Usanti
Journal Code: jphukumgg160042
