PELAKSANAAN SIMPAN PINJAM PADA KOPERASI JASA KEUANGAN SYARI’AH BAITUL MAAL WAT TAMWIL (BMT) ANDURING KOTA PADANG
ABSTRACT: Cooperative is a
business entity that consists of individuals or legal entities with the bases
cooperative activities based on the principle of cooperation as well as
people's economic movement based on the principle of kinship. Islamic Financial
Services Cooperative is a cooperative whose business is engaged in financing,
investment, and savings in accordance pattern of results (sharia). KJKS BMT
specifically regulated by Decree of the Minister of Cooperatives and Small and
Medium Enterprises No. 91 / Kep / M.KUKM / IX / 2004 on Guidelines for the
Implementation of Cooperative Financial Services Business Activity Shariah. The
problems discussed are: 1) Implementation of the savings and loan KJKS BMT
Anduring Padang. 2) Constraints in the implementation of the savings and loan
KJKS BMT Anduring Padang. This type of research is juridical sociological. Data
used include primary data and secondary data. Data were obtained through
interviews and document study. The collected data were analyzed qualitatively.
From the results of this research is the implementation of the savings and loan
KJKS Anduring BMT using murabaha contract. Lack of understanding and awareness
of the cooperative members who borrow on KJKS BMT and the lack of human
resources at BMT KJKS Anduring city of Padang.
Penulis: Iqdam Afif, elyana
novira, yofiza media
Kode Jurnal: jphukumdd151241
