Pengaruh Non Performing Loan Sebagai Dampak Krisis Keuangan Global terhadap Profitabilitas Perusahaan Perbankan
Abstract: The research purpose
is to examine the effect of non-performing loans (NPL) in the global financial
crisis on the corporate profitability of banks (listed on the Stock Exchange in
2003-2010). Independent variable in this research is Non Performing Loan (NPL)
and the dependent variable is probability by return on asset.Sampling technique
is used non-probability purposive sampling, so to be concluded the samples used 15 banks. The method of the
research is quantitative and description data non performing loan and
probability (return on asset) bank listing on the Stock Exchange 2003-2010
period. Which are then analyzed by employing statistical analysis, such as
simple linier regression, correlation analysis, determination coefficient
analysis, and t-test. The data is calculated by SPSS 16 for windows. Based on
the research result, there is not influence between non performing loan to
probability (return on asset). The two variables show a very weak correlation
at 0,142 with negative correlation value. This mean if non performing loan is
increasing, profitability (return on asset) is decreasing and vice versa. The
determination coefficient is 2% and the rest 98% which is influence by other
factors. While in the hypothesis examination using t test, t calculation is
-1,563 and t table 1,658. As such H0 is accepted. So in conclusion, non performing loan does not significantly affect
the level of profitability (ROA) company. Because the intermediary function of
banks is not running properly.
Penulis: Tia Melya Sari,
Dhaniel Syam, Ihyaul Ulum
Kode Jurnal: jpakuntansidd120481
