PENGARUH MANFAAT PERSEPSIAN DAN KREDIBILITAS PERSEPSIAN TERHADAP PENGGUNAAN E-BANKING PADA PERUSAHAAN-PERUSAHAAN INDONESIA
Abstract: The purpose of this
study is to provide empirical evidence about the influence of perceived
benefits (perceived benefits) and perceived credibility (perceived credibility)
to the use of e-banking. This study is based on Social Contract Theory and the
Theory of Diffusion of Innovations. Samples are intended private companies
located in Yogyakarta and gained as much as 71 companies. Statistical analysis
is done is test the initial validity and reliability tests early, test
construct validity and reliability tests construct instruments, test Classical
Assumptions: Normality test, test Multicollinearity, Heteroskidastity test, and
autocorrelation test. Multiple Regression Analysis to test the empirical model
and hypotheses. The results showed that the perceived benefits of (Perceived
Benefits) has a positive effect on the use of e-banking. However, the influence
of perceived credibility (Perceived Credibility) against the use of E-Banking
(E-Banking Usage) is not proven.
Keywords: social contract
theory, theory of diffusion of innovations, benefits perceived, perceived
credibility and use of e-banking
Penulis: Melissa Tri Angela
Simarmata, Jadongan Sijabat
Kode Jurnal: jpakuntansidd141469
