Mengungkap Fenomena Potongan Angsuran Murabahah di Perbankan Syariah
Abstract: The purpose of this
study is to unveil te phenomenon of Murabahah's discounting payment in shariah
banking. This study using interpretive perspective with transcendental
phenomenology as a method. The results show that Murabahah's discounting
payment is the appeal of Islamic banking to attract prospective customers
murabaha financing. In addition, the major determinant factor of the advantages
of being given Murabahah's discounting payment. Because of these factors, the
Islamic banking policy set Murabahah's discounting payment is only given to to
the customers that will end their payment earlier and it helped to get profit
realization of shariah banking. In order to minimize the "loss" of
the margin (as a profit of Murabahah's), shariah banking using annuity method
in the scheme of Murabahah's payment.
Penulis: Yudhy Muhtar
Latuconsina
Kode Jurnal: jpakuntansidd160723
