FAKTOR – FAKTOR YANG MEMPENGARUHI PROFITABILITAS Corresponding author PERBANKAN DI INDONESIA
Abstract: One of the
references which used to measure the bank performance business is profitability.
The purpose of this research is determine factor – factor influencing banking
profitability proxy with Return On Asset (ROA). This research is examine
influence of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operating
Expenses and Operating Income (BOPO), Loan Deposit Ratio (LDR), Net Interest
Margin (NIM), firm size, company status which Listed or not listed on the stock
exchange to ROA. This research used purposive sampling method for taking
samples. The scope of the research to include all of public private national
bank foreign exchange and not foreign exchange which provide financial report
during period 2009 through 2011. Data obtained on the basis of publication
Annual Bank, obtained 43 samples of General Bank. Analysis technique used in
this research is multiple linear regression analysis.
The results of this research found that Capital Adequacy Ratio (CAR), Non
Performing Loan (NPL), Operating Expenses and Operating Income (BOPO), and Loan
Deposit Ratio (LDR), have significant influence to ROA. While Net Interest
Margin (NIM), firm size, and Listed doesn’t have influence to ROA.
Keywords: Profitability,
Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operating Expenses and
Operating Income (BOPO), Loan Deposit Ratio (LDR), Net Interest Margin (NIM),
firm size, company status
Penulis: Y. Widi Kurnia
Adityantoro, Shiddiq Nur Rahardjo
Kode Jurnal: jpakuntansidd131035
