FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PENGEMBALIAN KREDIT USAHA KELOMPOK DALAM PROGRAM PENGEMBANGAN USAHA AGRIBISNIS PEDESAAN (PUAP) DI KECAMATAN BANGUN REJO KABUPATEN LAMPUNG TENGAH
Abstract: This study aims to
analyze:(1) the implementation process of funds distribution in PUAP Program at
Gapoktan Bangun Rejo, Central Lampung, (2) the percentage of capital repayment
level of PUAP, (3) the factors that affect credit refund level of PUAP. This research
was conducted at Bangun Rejo, Central Lampung based on purposive. Amount of
sample were 79 respondents whichconsists of 41people with current loan
repayment and 38 people with non-current loan repayment. The first and second
purpose were analyzed by using descriptively while and the third were analyzed
by using logit method. The result showed
that(1) implementation process of funds distribution in PUAP Program for
the member of farmers group at Gapoktan Tanjung Pandan or Cimarias have the
same requirements and mechanisms, and the differences between them were amount
of interest rate, sanctions and letter of borrowing stemped 6000,(2) overall,
credit refund level of PUAP at Tanjung Pandan in every step revolving has fluent loan quality with the percentage
of 100%. While credit refund level at Cimarias has loan quality in specific
concern with the percentage of 72.6% at first step and 51.66% at second step,
this credit refund level also has the jammed loan quality 27.4% at first step
and 48.33% at second step, (3) the factors that affected the level of group
capital repayment of PUAP were the level
of education, age, family income and the knowledge of PUAP.
Penulis: Kholis Meizari, R
Hanung Ismono, Achdiansyah Soelaiman
Kode Jurnal: jppertaniandd150946