MENENTUKAN PREMI TAHUNAN UNTUK TIGA ORANG PADA ASURANSI JIWA HIDUP GABUNGAN (JOINT LIFE)
ABSTRACT: Life insurance
products consist of a single life insurance and joint life insurance. Joint
life is a state where the rule die life is a combination of two or more
factors, such as the husband-wife, parent child. The research is to obtain the
formula of the annual premium of joint life insurance with the age of x, y, and
z. By using formula and constants Helligmann-Pollard will be determined value
of mortality tables, life annuity and single premium to get the formula annual
premium joint life insurance for three persons. In addition, this study also
aims to get the number of annual premium joint life insurance for a household
of three consisting of a married couple and one son with the ages of 50, 45,
dan 15 years old, with the interest rate of 5% used. For the contract terms of
one and two years, the annual premium of joint life for two persons
respectively and greater than the joint life insurance of three persons. While
for three to ten years contract, the annual premium of joint life insurance
three person is bigger than the joint life insurance for two persons.
Penulis: Tri Yana Bhuana, I
Nyoman Widana, Luh Putu Ida Harini
Kode Jurnal: jpmatematikadd150285
