GHARAR DAN RISIKO DALAM TRANSAKSI KEUANGAN
ABSTRACT: Business
transactions are not always valid and often having wrong appearance. Gharar
which tends to reflect uncertainty and construct injustice is categorized as
invalid transaction. When the gain is uncertain and profit or lose are biased
for one party side, the risk is appearing. Each transaction containing win-lose
element, win in one side and lose in another side, is invalid and leads to
haram consumption. In the financial transaction, the existence of gharar and
risk is mainly caused by imperfect information (jahalah), of course there are
other factors, in this regard, gambling element becomes a genuine
characteristic in that transaction. This gambling element is very potential to
create risk for all parties in the transaction. Indeed, risk is definitely
unavoidable but it can be managed and controlled. As the result, risk
management is an important way to control and reduce any possible risk.
Penulis: Sirajul Arifin
Kode Jurnal: jpperadabanislamdd100157
